It is stated that the primary objective of the program is to protect production and employment, and accordingly, it is planned to provide credit facilities on favorable terms, particularly for businesses experiencing difficulties in accessing finance.

With the new support program, economic authorities aim to ease the financing pressure on the real sector and to secure the cash flow that manufacturing companies need in order to sustain their operations. The package is defined as a comprehensive framework that not only addresses short-term liquidity needs but also contributes to the preservation of production capacity.

According to the announced program, all manufacturing industry enterprises operating in Türkiye are included within the scope of support. Regardless of their size, companies engaged in manufacturing will be able to apply for financing support under the specified conditions. The credit facility to be offered includes a 6 month principal repayment grace period and a maturity of up to 36 months. The maximum loan amount per company has been set at TL 50 million.

One of the key components of the package is the activation of credit guarantee mechanisms. This will facilitate access to loans for companies that face financing challenges due to insufficient collateral. Credit guarantee structures will help bridge the collateral gap by sharing risk between banks and businesses. In this way, manufacturers with limited balance sheet strength and inadequate collateral, but with strong production potential, are also expected to benefit from the support.

The financing package also includes a KOSGEB-backed interest rate subsidy for small and medium-sized enterprises (SMEs). Under this scheme, a portion of the interest cost on loans used by SMEs will be covered by public resources. Officials state that the aim is to bring financing costs down to more manageable levels, particularly for manufacturing SMEs under cash flow pressure, enabling them to continue production.

Economic authorities consider the TL 100 billion financing package a strategic tool for preserving production capacity and preventing job losses. The package aims to meet companies’ working capital needs, ensure the sustainable financing of existing orders, and support investment appetite.

Through this support, it is intended to strengthen the financial foundation necessary for manufacturing enterprises to continue production without disruption, protect existing employment levels, and increase employment where possible. The program is expected to play a supportive role for both domestic demand and export-oriented production.